360Kredi-Pinjaman Online Cepat

5.0
256K reviews
5M+
Downloads
Content rating
Everyone
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About this app

360Kredi - Online loan platform/bailout funds with low interest, fast disbursement, long installments, and high limits of up to IDR 20,000,000.

360Kredi is the official online bailout or loan platform from PT Innovation Terdepan Nusantara, a financial technology company licensed and supervised by the Financial Services Authority (OJK) with No. KEP-22/D.05/2021 and member of the Indonesian Joint Funding Fintech Association (AFPI). 360Kredi makes it easy for you to borrow online without collateral for your consumer needs, so you can live a more productive life. With just your KTP, you can get a loan online and the loan will be transferred directly to your bank account. 360Kredi is guaranteed safe, fast, easy and low interest with long installment terms and guarantees the confidentiality of your data.

360Kredi Product Info - Fast Disbursement Online Loans and Low Interest:
1. Admin Fee: starting from 0.25% depending on the loan size and length of tenor or installments
2. Length of Loan Installment Tenor: starting from 91 - 360 days
3. Loan nominal: starting from IDR 400,000 to IDR 20,000,000
4. Annual Interest Rate (Maximum APR): 36% per year

Loan Simulation:
Nominal amount of loan application: IDR 3,000,000
Selected installment or tenor: 91 days (3 months)
Annual interest (APR): 14%
Admin fee: IDR 3,000,000 x 0.25% = IDR 7,500
Loan Interest per Month: (IDR 3,000,000 x 14% /365 x 91 days + IDR 7,500) / 3 months = IDR 37,404
Monthly Payment: IDR 3,000,000 / 3 months + IDR 37,404 = IDR 1,037,404
Total Loan After Maturity: Rp. 1,037,404 x 3 months = IDR 3,112,212

Submission Requirements:
1. Minimum age 18 years
2. Have a permanent job
3. Have an ID card
4. Apply for an online loan via application

Why Should You Choose 360Kredi?
- Without guarantees and collateral
- Low interest and service fees and long installment tenor
- 24 hour online loans
- Online process without telephone and fast disbursement of loans after approval
- Secure data and comfortable transaction process
- Friendly and fast customer service

How to Apply for a Loan at 360Kredi:
1. Download the 360Kredi application on the Google Play Store or App Store
2. Register & Login to the 360Kredi Application with your cellphone number
3. Apply for an online loan
4. Loan application and limit approved
5. Funds are disbursed quickly and transferred directly to your account

Avoid online loan fraud in the name of 360Kredi by providing loans not through the official 360Kredi application. When you need bailout funds or a fast online loan, download the 360Kredi application for an easy, safe, comfortable and fast borrowing experience. Make sure to always #Borrow Wisely!

Complaints and Questions Contact 360Kredi at:
- Email: cs@360kredi.id
- Telephone: 021-50880188
- Whatsapp: 0815 10070 360
- Working Hours: Monday - Friday from 08:00 - 17:00
- Address: Sequis Center Floor 8, No.803, Jl. Jend Sudirman Kav.71, South Jakarta, DKI Jakarta 12190

360Kredi Information and Promos, Visit:
- Website: www.360kredi.id
- Instagram: @360credi
- TikTok: @360credi
- Youtube: @360credi
- LinkedIn: @360credi
- Twitter: @360credi
Updated on
Apr 16, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App activity and Device or other IDs
This app may collect these data types
Personal info, Financial info and 3 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

5.0
255K reviews
black velvet
April 30, 2024
Fast and easy app. Long tenor. Alhamdulillah approved.
1 person found this review helpful
PT. Inovasi Terdepan Nusantara
April 30, 2024
Hi Sohib 360Kredi, terima kasih atas feedback dan dukungan Anda. Kepuasan Anda adalah prioritas dan tanggung jawab kami. Kami akan terus menyediakan layanan yang lebih baik bagi Anda. Selamat menggunakan layanan 360Kredi.
Ayu N Hidayah
May 1, 2021
Sucks Please put an 'erase personal data' button in the app, in case the loan is rejected and couldn't apply anymore. It's very disturbing when the app is uninstalled but the admin keep reminding to try ro re-apply, but when actually done, the application is rejected again. I'd have given it more stars if it didn't annoy me so much. Regards.
182 people found this review helpful
PT. Inovasi Terdepan Nusantara
May 2, 2021
hallo, Mohon maaf atas ketidaknyamannya. Oleh karena skor kredit Anda tidak mencukupi, maka 360Kredi tidak bisa memberikan layanan untuk Anda, silahkan menjaga skor kredit Anda. jika ada pertanyaan, silahkan menghubungi WA 360Kredi:0857-99999-360 terimakasih
Andreas Ruddy
November 6, 2022
easy to use but its like a deadly trap. You got very small amount of loan, but in 8 days after you receive the loan, you have to pay almost 80% of your outstanding loan (principal amount plus hefty interest plus admin fee). Why it is a trap, because this app does not allow you to read their payment scheme before you agree to get the loan. How come OJK allows such a scheme played out by this loan app?? This is like modern loan shark!!
110 people found this review helpful
PT. Inovasi Terdepan Nusantara
November 7, 2022
Hai sohib 360Kredi, mohon maaf atas ketidaknyamanannya, semua detail pinjaman (termasuk jumlah, jangka waktu, rencana pembayaran, dll.) tercantum dalam aplikasi sebelum Anda mengklik konfirmasi pinjaman, Jika Anda memiliki pertanyaan lebih lanjut, silahkan hubungi kami di 021-5088-0188 atau WA 0815-10070-360, terima kasih